Ever wished you could get your hands on credit card rewards by spending your own cash? Well now you can…

Model holds mobile phone device, along with screen shots of Yonder app
Make your money go further with Yonder. (Picture: Metro/Yonder/Linkby/Getty)

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Traditional credit cards are often laden with a list of strict terms and conditions but Yonder is making our lives simpler with a new first-of-its-kind ‘top up’ feature.

Now, members can add up to £10,000 of their own funds to their account and enjoy the perks of a rewards card without relying on credit. Huzzah!

Unlike other credit cards, which set limits based on credit history and affordability, Yonder’s unique top-up feature offers the flexibility of a debit card with the rewards of a credit card.

Yonder credit card on mobile phone app
Yonder is making it even easier to earn points while you spend – redeem them on a range of incredible perks! (Picture: Metro/Linkby/Yonder)

Add up to £10,000 of your own money into your Yonder account, via its top up scheme then spend!

Full members can collect 5 points for every £1 spent (boosted to up to 25 for every £1 if you shop with one of its partners) and those with a free membership can collect 1 point per £1 spent. These points can then be redeemed for a wide range of rewards.

Expect everything from dining and entertainment to fitness, travel, and lifestyle experiences. The world’s your oyster.

What’s more, you’ll enjoy no foreign exchange fees abroad, purchase protection, and the positive impact on your credit profile, all while using your own funds.

What’s not to love?

Plus, you can easily withdraw funds back to your personal bank account whenever you need so no need to panic there.

It doesn’t matter whether you have Yonder’s free or full membership, both are eligible for top-ups.

Yonder credit card on mobile phone app
The top up feature is an industry first, giving you all the perks and none of the stress. (Picture: Metro/Linkby/Yonder)

It really is the first feature of its kind in the UK, giving you more control over your spending and rewards.

Intrigued? There’s a special offer on at the moment too. New members get 1 month free of full membership and 10,000 points (worth up to £50) to start enjoying Yonder’s exclusive experiences with – impressive, huh?

In fact, we’re so impressed, we’re chomping at the bit to secure one for ourselves!

Approval is subject to eligibility. Over 18 & UK residents only. Membership fee applies. Borrow responsibly. T&Cs and APR rates apply.

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